Middesk

What is Middesk?

Middesk is a business identity verification platform for fintechs, banks and lenders that automates know-your-business (KYB) checks. It uses data from more than 400 government and authoritative sources and AI agents for investigations.

Key features of Middesk

• Verification (KYB): business identity checks with automated decisions.
• Fraud prevention: ML models and AI agents that investigate ownership networks and digital footprints.
• Underwriting data: entity data and lifecycle intelligence, including UCC filing protection.
• Business registration: registration with state and federal agencies embedded in the customer's platform.
• Agents: automated investigations for CIP, CDD, EDD and merchant risk.
• Ongoing monitoring: continuous checks after onboarding.

How Middesk works

A customer submits a business, Middesk matches it against its data sources, runs autonomous workflows and returns an audit-ready decision, with human review limited to exceptions.

Who uses Middesk?

Middesk lists customers including Toast, Plaid, Brex, Ramp, Shopify and Intuit. It states SOC 2 Type II compliance.

Middesk pricing

Middesk does not publish pricing; visitors are directed to a demo.

Middesk integrations

Middesk is listed in the Docusign App Center, and customers such as Rho have embedded it in onboarding flows via API.

Middesk alternatives

Plaid is a financial data connectivity platform with identity products. Finicity is a financial data aggregation service. SentiLink focuses on synthetic identity fraud detection.