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Cellulant vs Razorpay: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Rating
,
Reviews
0
From
Custom

in Payment Gateways

Rating
,
Reviews
0
From
Custom

in Payment Gateways

The Short Answer

Cellulant vs Razorpay, in 15 seconds

Choose Cellulant if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem

Choose Razorpay if…

  • You have strict security & compliance needs

Head-to-Head Scorecard

How Cellulant and Razorpay score

It's evenly matched, each leads on 2 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Cellulant
    No reviews
    Razorpay
    No reviews
  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Cellulant
    0
    Razorpay
    0
  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Cellulant
    Custom
    Razorpay
    Custom
  • Free Access

    Availability of a free plan and/or free trial

    Cellulant
    Cellulant
    Free trial
    Razorpay
    Paid only
  • Integrations

    Number of listed third-party integrations

    Cellulant
    Cellulant
    6
    Razorpay
    3
  • Features

    Number of listed product capabilities

    Even
    Cellulant
    8
    Razorpay
    8
  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Cellulant
    ,
    Razorpay
    ,
  • Security & Compliance

    Number of listed compliance certifications

    Razorpay
    Cellulant
    1
    Razorpay
    2
  • Platforms & Deployment

    Supported platforms and deployment options

    Razorpay
    Cellulant
    4
    Razorpay
    5

Active Deals

Razorpay, Free* Payment Gateway for 90 Days

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Feature Comparison

Cellulant vs Razorpay feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Cellulant
Razorpay
Overview
User rating
,
,
Pricing model
Quote-based
Usage-Based
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
Collections across AfricaMobile money and bank paymentsPayoutsCheckoutAfrican paymentsFintech Africa+2
Payment gatewayUPI and card paymentsPayment Links and PagesSubscriptionsRazorpayX payoutsSmart Collect+2
AI features
,
,
Integrations & API
Integrations
ShopifyWooCommercePaystackREST APIsmobile moneybanks
n8nReplitVercel
Public API
Platforms
Deployment
CloudSaaS
CloudSaaS
Platforms
WebAPI
WebiOSAndroid
Mobile support
Security & Compliance
Compliance
PCI DSS
PCI DSS Level 1ISO 27001
Vendor
Company
,
,
Verified
Founded
2004
2014
Headquarters
Nairobi, Kenya
Bengaluru, Karnataka, India

Pricing Comparison

Cellulant vs Razorpay pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Cellulant

Custom to start
ProfessionalCustom
  • Integrations
  • Standard support
  • collections across Africa
  • Analytics and reporting
EnterpriseCustom
  • Everything in Professional
  • payouts
  • Advanced security and controls
  • checkout

Razorpay

Custom to start
Standard,
  • 2% per successful domestic transaction plus GST
  • Rs. 0 setup and annual maintenance fees
  • Up to 3% on international cards
  • Corporate credit cards at 2.15%
EnterpriseCustom
  • Custom pricing
  • For merchants processing over Rs. 5,00,000 per month

Total cost of ownership factors

Free planCellulant Razorpay
Free trial to evaluateCellulant Razorpay
Transparent published pricingCellulant Razorpay
Public API (build vs. buy add-ons)Cellulant Razorpay

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Cellulant vs Razorpay: strengths and trade-offs

Cellulant

Pros

  • Free trial offered
  • Broad integration ecosystem (6)
  • Compliance: PCI DSS
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Razorpay

Pros

  • Compliance: PCI DSS Level 1, ISO 27001
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative

Buyer Fit

Who should use Cellulant vs Razorpay?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Cellulant

Cellulant connects to more tools for multi-client workflows.

Enterprises

Razorpay

Razorpay leads on compliance and breadth for complex needs.

Ecommerce

Cellulant

Cellulant integrates with more of the commerce stack.

SaaS companies

Either

Either is the more developer- and automation-friendly choice.

Integration overlap

Only in Cellulant (6)

ShopifyWooCommercePaystackREST APIsmobile moneybanks

Only in Razorpay (3)

n8nReplitVercel

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Cellulant and Razorpay.

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Cellulant and Razorpay against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Cellulant vs Razorpay, Frequently Asked Questions

What is the difference between Cellulant and Razorpay?

Cellulant and Razorpay are both Payment Gateways solutions. Cellulant is rated 0.0/5 by 0 users, while Razorpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Cellulant or Razorpay?

Based on user ratings, Cellulant scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Cellulant or Razorpay?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Cellulant or Razorpay have a free plan?

Neither Cellulant nor Razorpay currently offers a free plan, but Cellulant provides a free trial.

Can I switch from Cellulant to Razorpay?

Switching between Cellulant and Razorpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Cellulant vs Razorpay?

Cellulant is best suited for teams that prioritise enterprise features. Razorpay works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Cellulant vs Razorpay

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Razorpay

Razorpay leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Cellulant and Razorpay?

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