Instamojo vs Zaakpay: Which Payment Gateways Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.
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The Short Answer
Instamojo vs Zaakpay, in 15 seconds
Choose Instamojo if…
- You want to trial before paying
- You depend on a broad integration ecosystem
Choose Zaakpay if…
- You need the broader feature set
Head-to-Head Scorecard
How Instamojo and Zaakpay score
It's evenly matched, each leads on 2 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
InstamojoNo reviewsZaakpayNo reviews - Even
Review Volume
Number of verified reviews, a proxy for adoption
Instamojo0Zaakpay0 - Even
Entry Pricing
Lowest published starting price (free plan = lowest)
InstamojoCustomZaakpayCustom - Instamojo
Free Access
Availability of a free plan and/or free trial
InstamojoFree trialZaakpayPaid only - Instamojo
Integrations
Number of listed third-party integrations
Instamojo6Zaakpay5 - Zaakpay
Features
Number of listed product capabilities
Instamojo0Zaakpay6 - Even
AI Features
Capabilities mentioning AI, automation or ML
Instamojo,Zaakpay, - Even
Security & Compliance
Number of listed compliance certifications
Instamojo2Zaakpay2 - Zaakpay
Platforms & Deployment
Supported platforms and deployment options
Instamojo4Zaakpay5
Feature Comparison
Instamojo vs Zaakpay feature breakdown
Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.
Instamojo
ZaakpayPricing Comparison
Instamojo vs Zaakpay pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Instamojo
Custom to start- online store builder
- payment links and gateway
- Standard support
- Integrations
- shipping integration
- MSME credit
- Advanced security and controls
- Dedicated support and onboarding
Zaakpay
Custom to start- Cards, UPI & net banking
- Wallets
- Payment links & recurring
- Developer API
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Instamojo vs Zaakpay: strengths and trade-offs
Instamojo
Pros
- Free trial offered
- Broad integration ecosystem (6)
- Compliance: PCI DSS, ISO 27001
- Public API available
Cons
- No free plan
- Pricing is quote-based (less transparent)
Zaakpay
Pros
- Compliance: PCI DSS, GDPR
- Public API available
Cons
- No free plan
- No free trial
- Pricing is quote-based (less transparent)
- Fewer native integrations than the alternative
Buyer Fit
Who should use Instamojo vs Zaakpay?
Startups
Either
Either keeps early-stage costs lowest with its entry tier.
Small businesses
Either
Either offers the most accessible pricing for lean teams.
Agencies
Instamojo
Instamojo connects to more tools for multi-client workflows.
Enterprises
Zaakpay
Zaakpay leads on compliance and breadth for complex needs.
Ecommerce
Instamojo
Instamojo integrates with more of the commerce stack.
SaaS companies
Zaakpay
Zaakpay is the more developer- and automation-friendly choice.
Integration overlap
Shared integrations (3)
Only in Instamojo (3)
Only in Zaakpay (2)
Keep Exploring
Other alternatives worth considering
Similar payment gateways products buyers compare alongside Instamojo and Zaakpay.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Instamojo and Zaakpay against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationInstamojo vs Zaakpay, Frequently Asked Questions
What is the difference between Instamojo and Zaakpay?
Instamojo and Zaakpay are both Payment Gateways solutions. Instamojo is rated 0.0/5 by 0 users, while Zaakpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Instamojo or Zaakpay?
Based on user ratings, Instamojo scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Instamojo or Zaakpay?
Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.
Does Instamojo or Zaakpay have a free plan?
Neither Instamojo nor Zaakpay currently offers a free plan, but Instamojo provides a free trial.
Can I switch from Instamojo to Zaakpay?
Switching between Instamojo and Zaakpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Instamojo vs Zaakpay?
Instamojo is best suited for teams that prioritise enterprise features. Zaakpay works well for teams needing advanced capabilities.
Our Verdict
The bottom line on Instamojo vs Zaakpay
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
Either
It's a tie has the friendliest entry point for new teams.
Best for Enterprise
Zaakpay
Zaakpay leads on compliance and feature breadth.
Best Value
Either
It's a tie delivers the lowest cost to get started.
Best AI Features
Either
Comparable AI capabilities on both sides.
Highest Rated
Either
Both earn equal user ratings.