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Juspay vs Payu: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Juspay
Juspay
Leads 4/9
Rating
,
Reviews
0
From
Custom

in Payment Gateways

Payu
Payu
Rating
,
Reviews
0
From
Custom
Jump to scorecard Ask SIA

The Short Answer

Juspay vs Payu, in 15 seconds

Choose Juspay if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem
  • You have strict security & compliance needs

Choose Payu if…

  • You need the broader feature set

Head-to-Head Scorecard

How Juspay and Payu score

Juspay leads on 4 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Juspay
    No reviews
    Payu
    No reviews

  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Juspay
    0
    Payu
    0

  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Juspay
    Custom
    Payu
    Custom

  • Free Access

    Availability of a free plan and/or free trial

    Juspay
    Juspay
    Free trial
    Payu
    Paid only

  • Integrations

    Number of listed third-party integrations

    Juspay
    Juspay
    6
    Payu
    0

  • Features

    Number of listed product capabilities

    Payu
    Juspay
    0
    Payu
    6

  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Juspay
    ,
    Payu
    ,

  • Security & Compliance

    Number of listed compliance certifications

    Juspay
    Juspay
    2
    Payu
    ,

  • Platforms & Deployment

    Supported platforms and deployment options

    Juspay
    Juspay
    4
    Payu
    3

Feature Comparison

Juspay vs Payu feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Juspay
Payu
Overview
User rating
,
,
Pricing model
Quote-based
USAGE_BASED
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
,
Payment gatewayCards & wallets & local methodsFraud protectionPayoutsRecurring paymentsDeveloper APIs
AI features
,
,
Integrations & API
Integrations
ShopifyWooCommerceMagentoZoho BooksTallyREST APIs
,
Public API
Platforms
Deployment
CloudSaaS
CloudWeb
Platforms
WebAPI
Web
Mobile support
Security & Compliance
Compliance
PCI DSSISO 27001
,
Vendor
Company
,
,
Verified
Founded
2012
,
Headquarters
Bengaluru, India
,

Pricing Comparison

Juspay vs Payu pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Juspay

Custom to start
ProfessionalCustom
  • UPI and card flows
  • Integrations
  • Standard support
  • Analytics and reporting
EnterpriseCustom
  • open-source Hyperswitch
  • Everything in Professional
  • Dedicated support and onboarding
  • Advanced security and controls

Payu

Custom to start
Transaction-basedFree
  • Payment acceptance
  • Multiple methods
  • Fraud protection
  • Payouts

Total cost of ownership factors

Free planJuspay Payu
Free trial to evaluateJuspay Payu
Transparent published pricingJuspay Payu
Public API (build vs. buy add-ons)Juspay Payu

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Juspay vs Payu: strengths and trade-offs

Juspay

Pros

  • Free trial offered
  • Broad integration ecosystem (6)
  • Compliance: PCI DSS, ISO 27001
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Payu

Pros

  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative
  • No compliance certifications listed

Buyer Fit

Who should use Juspay vs Payu?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Juspay

Juspay connects to more tools for multi-client workflows.

Enterprises

Juspay

Juspay leads on compliance and breadth for complex needs.

Ecommerce

Juspay

Juspay integrates with more of the commerce stack.

SaaS companies

Payu

Payu is the more developer- and automation-friendly choice.

Integration overlap

Only in Juspay (6)

ShopifyWooCommerceMagentoZoho BooksTallyREST APIs

Only in Payu (0)

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Juspay and Payu.

Razorpay

Razorpay

Custom
Instamojo

Instamojo

Custom
Paytm for Business

Paytm for Business

Custom
Cashfree

Cashfree

Free
More Juspay alternatives →More Payu alternatives →

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Juspay and Payu against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Juspay vs Payu, Frequently Asked Questions

What is the difference between Juspay and Payu?

Juspay and Payu are both Payment Gateways solutions. Juspay is rated 0.0/5 by 0 users, while Payu is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Juspay or Payu?

Based on user ratings, Juspay scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Juspay or Payu?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Juspay or Payu have a free plan?

Neither Juspay nor Payu currently offers a free plan, but Juspay provides a free trial.

Can I switch from Juspay to Payu?

Switching between Juspay and Payu is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Juspay vs Payu?

Juspay is best suited for teams that prioritise enterprise features. Payu works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Juspay vs Payu

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Juspay

Juspay leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Juspay and Payu?

Visit Juspay Visit Payu Ask SIA
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